Published inBluejay Finance·PinnedBluejay Finance Testnet ReviewBluejay Finance is building the next evolution of DeFi, to onboard the next billion users. With a focus on bringing financial opportunity to communities and businesses of Asia, we combine technical expertise, open communication, transparency and respect to solve the financial exclusion of the region. We have recently launched our…Defi9 min readDefi9 min read
Published inCoinmonks·PinnedMember-onlyI’ve lost $5000 over the last two weeks in decentralized finance farming yield. Here’s my story.Decentralized finance has been quite the hype for the past few months and I’ve finally decided to get my feet wet two weeks ago after my friend repeatedly prompted me to. Here’s what I’ve learned after losing ~$5000 on yield farming. Yield Farming Yield farming is one of the must-do in the…Defi7 min readDefi7 min read
Published inCoinmonks·PinnedMember-onlyDissecting Risk in Defi ProjectsYield farming is the newest kid around the block in the decentralized finance (Defi) space right now. With interest rates (or yield, or APY) over 100% on every other projects, one might overlook the level of risk associated with investing in Defi projects. In fact, that was how I lost…Defi11 min readDefi11 min read
Published inYard Couch·Jul 15Member-onlyInvesting or Gambling? Drawing The Line in Personal FinanceAre you rolling the dice with your portfolio? — In today’s world of finance, the options for investors are more diverse than ever. But as the landscape broadens, the line between investing and gambling often becomes blurred. This distinction becomes particularly poignant when we dive into the stories of individuals navigating through various investment avenues. The Stock Market: Day Trader vs. Long-Term InvestorMone4 min readMone4 min read
Jun 5Member-onlyThe Real Risk of the “Risk-Free” Rate: A Closer Look at Singapore’s Inflation NumbersSingapore Government Securities (SGS) bonds are often a go-to investment choice for Singaporeans due to their low-risk nature and the assurance of returns. In 2022, the rates on these bonds ranged from 0.5% to 4.4%, offering a seemingly steady investment. …Finance3 min readFinance3 min read
Published inYard Couch·May 31High Risk, High Reward — What it Means & How to Manage the Downside with DiversificationRisk management basics: What exactly is it? — In the world of personal finance, you’ve probably heard the phrase “high risk, high reward.” This saying is a cornerstone of investment philosophy, often thrown around in discussions about stocks, bonds, or real estate. …Money5 min readMoney5 min read
Published inBluejay Finance·Mar 14Community Update: Impact of USDC & SVB Events on BluejayBackground Last week during the week of March 7th, both Silicon Valley Bank and Silvergate collapsed because of liquidity crises and subsequent bank runs. It was made known that Circle held $3.3B in cash reserves in SVB, and the fear around USDC’s exposure triggered a panic in the industry and depeg…Defi4 min readDefi4 min read
Published inBluejay Finance·Oct 6, 2022Capturing speculative trade as value for token holders with liquidity captorA huge token launch with high prices sounds good in practice but can hurt the protocol in the long term. …Defi5 min readDefi5 min read
Published inBluejay Finance·Aug 19, 2022Engineering Functions in BluejayA common misconception about engineers in DeFi companies, is that everyone is expected to write smart contracts. That is absolutely untrue! There are many ways that an engineer can contribute, that are not too dissimilar to a traditional technology company. In this article we will talk about what is behind…Careers6 min readCareers6 min read
Published inBluejay Finance·Aug 3, 2022What is pBLU?As we approach our launch in Q4, we understand that capital is needed to build a solid protocol. Specifically, capital is needed to not only attract top talent but also professional legal assistance, and reliable security audits. …Ethereum3 min readEthereum3 min read
